Why Use A Broker?

Few people know that it is now possible to apply directly to the electronic mortgage market. We provide you with direct access to Canada top lenders.

Better Representation

A mortgage broker represents you, not the lender. The mortgage broker’s job is to seek the best mortgage package possible for your situation. This is what drives a mortgage broker’s business— finding clients mortgage products that suit their needs.

A mortgage broker is also a skilled negotiator. He or she focuses on more than just the interest rate. That’s only a small part of the total service.

More Options

A realtor is an expert at helping you locate the right house. A mortgage broker is an expert at helping you find the right mortgage financing. Unlike someone who works in a bank mortgage department, a mortgage broker works with multiple sources of financial funding. Banks and credit unions aren’t the only ones who lend money for mortgages. Insurance companies, trust companies, finance companies and pension funds are all interested in the mortgage market. These companies are all private investors.

Never have so many options and features been available to Canadians. Mortgage broker takes the mystery out of all of these different options. It can be intimidating trying to understand the difference between different terms, interest rates and payment schedules. Should you choose a longer or shorter amortization for your mortgage? Is fixed rate interest better or variable rate interest?

Better Rates

Get Access to Mortgage Rates 34% Lower Than Bank Posted Rates

In addition to all of this, mortgage brokers are also able to get you the best mortgage rates. How are they able to do this? They are in daily contact with lenders. They know what packages the lenders are offering. They understand which lenders prefer which types of loans, so it’s easier to go straight for the best fit for your needs.

As lender mortgage portfolios shift, a mortgage broker stays on top of lender preferences. When a broker sees a new opportunity, we move in quickly to secure the best rates possible at the time.

When you consider all of these benefits, it only makes sense to go first to a mortgage broker.

It doesn’t matter whether you are looking for residential mortgage or a commercial property mortgage, a broker can find you the best in personal and business loans. Our network of over 40 lending institutions include Chartered Banks, Trust Companies, Credit Unions, and Private Lenders.

Contact me anytime at 604.818.9262 or via email at darren@mortgagebydarren.com, I am here to help!



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